So the homework from a few days ago has left you chomping at the bit to be totally against this whole idea of a budget. You hate it..... Or do you? If you continued to read this next portion you're a true student of change. You want to give this a valiant effort and we applaud you. Put the time in and you will get your money's worth in return. So that month we dissected wasn't so bad. Let's take that list and give it another tweek. Grab a calculator and add up each of your expense columns as they are right now. Got the total?

~Take the farrier and think of how often do you really use him - every 4 weeks? every 8 weeks?

if it's 8 weeks regularly then take the farrier number and multiply it by 7.

if it's 4 weeks regularly then take the farrier number and multiply it by 13.

This is your total spent for the year on the farrier.

~Take the Vet total for the month and think about the following costs:

Spring Shots/vetting

Fall Shots/vetting

Injury or Illness

Emergency

If you have encountered any of these this year jot down the approximate cost in each area. Use this total as your yearly vet total.

~Take the cost of your Board and multiply it by 12. This may be as close to constant as you will get, so enjoy this. Don't like the number you see here? Think about ways to decrease this number - you have the power to make this change.

~ Take the total of your Feed costs and multiply the number by 12. This is a category that can be completely controlled by you and can benefit the horse. We'll chat about this one another day.

If you are now in sticker shock you've done this part right. Who knew you spent $3,000 on the farrier a year for those special shoes? Or how about $8,000 to house your horse?

I guess we could say manure just got real.

~Take the farrier and think of how often do you really use him - every 4 weeks? every 8 weeks?

if it's 8 weeks regularly then take the farrier number and multiply it by 7.

if it's 4 weeks regularly then take the farrier number and multiply it by 13.

This is your total spent for the year on the farrier.

~Take the Vet total for the month and think about the following costs:

Spring Shots/vetting

Fall Shots/vetting

Injury or Illness

Emergency

If you have encountered any of these this year jot down the approximate cost in each area. Use this total as your yearly vet total.

~Take the cost of your Board and multiply it by 12. This may be as close to constant as you will get, so enjoy this. Don't like the number you see here? Think about ways to decrease this number - you have the power to make this change.

~ Take the total of your Feed costs and multiply the number by 12. This is a category that can be completely controlled by you and can benefit the horse. We'll chat about this one another day.

If you are now in sticker shock you've done this part right. Who knew you spent $3,000 on the farrier a year for those special shoes? Or how about $8,000 to house your horse?

I guess we could say manure just got real.